Abu Dhabi Islamic Bank (ADIB) has signed a memorandum of understanding (MoU) with Sheikh Zayed Housing Programme (SZHP) to provide banking services and incentives to the programme's employees. Under the agreement, ADIB will also provide special discounts on all financing solutions provided to all SZHP employees at competitive profit rates. In the first half of 2010, the SZHP signed 10 MoUs.