A presidential decree has exempted those who have failed to renew their National Health Insurance (Daman) policies on time from paying fines, Khaleej Times has reported. The move exempts the offenders of a circular issued by the Health Authority of Abu Dhabi (HAAD), from paying the monthly fine of Dhs300. The exemption was meant to ease the financial burden on a large number of policy holders who were unable to renew their policies.